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  1. One of your certificates of deposit is coming up for renewal. You see a nice 18-month CD with a 4.51 percent annual percentage yield, but you will need the money sooner than that. So you hunt around for a short-term rate: a three-month certificate. Now you find the annual yield ranging from a paltry 0.80 to 2.68 percent -- if the bank even offers a three-month rate.
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  2. Radian Group Inc. today reported net income for the quarter ended September 30, 2008 of $36.7 million, or $0.46 per share.
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